\u00deann 26. mars 2024 f\u00e9ll \u00ed H\u00e9ra\u00f0sd\u00f3mi Reykjaness d\u00f3mur \u00ed m\u00e1li nr. E-1058\/2023: A gegn Tryggingami\u00f0lun \u00cdslands ehf. og Lloyd\u00b4s Insurance Company S. A. Stefnandi, sem starfa\u00f0i sj\u00e1lfst\u00e6tt sem skilager\u00f0arma\u00f0ur haf\u00f0i teki\u00f0 svokalla\u00f0a starfs\u00f6rorkutryggingu hj\u00e1 Tryggingami\u00f0lun \u00cdslands ehf. (TM\u00cd) og Lloyd\u00b4s Insurance Company S.A. Var efni tryggingarinnar, a\u00f0 yr\u00f0i stefnandi \u00f3vinnuf\u00e6r a\u00f0 starfa sem skilager\u00f0arma\u00f0ur \u00e6tti hann r\u00e9tt \u00e1 \u00e1kve\u00f0inni b\u00f3tafj\u00e1rh\u00e6\u00f0. Stefnandi slasa\u00f0ist, \u00feann 18. mars 2021, er hann f\u00e9ll \u00far stiga \u00ed vinnu sinni. Var\u00f0 stefnandi fyrir \u00e1verka \u00e1 vinstri \u00f6xl og h\u00e1lsi og var \u00f3f\u00e6r um a\u00f0 vinna uppfyrir sig me\u00f0 h\u00f6ndunum og gat \u00fev\u00ed ekki starfa\u00f0 sem skilager\u00f0arma\u00f0ur. Tilkynnti stefnandi tj\u00f3n sitt til TM\u00cd. Flj\u00f3tlega tilkynnti TM\u00cd, a\u00f0 AXIS Speciality Europe SE neita\u00f0 b\u00f3tum. Stefnandi kanna\u00f0ist ekki vi\u00f0 a\u00f0 hafa teki\u00f0 tryggingu hj\u00e1 AXIS.<\/p>\n\n\n\n
Bygg\u00f0i h\u00f6fnunin a\u00f0allega \u00e1, a\u00f0 ekki hafi veri\u00f0 um r\u00e6\u00f0a slys, \u00fee. falli\u00f0 \u00far stiganum hef\u00f0i or\u00f0i\u00f0 vegna innri orsaka og s\u00ed\u00f0an, a\u00f0 stefnandi hafi ekki gefi\u00f0 r\u00e9ttar uppl\u00fdsingar um heilsufar sitt vi\u00f0 t\u00f6ku tryggingarinnar, en stefnandi haf\u00f0i \u00fe\u00e1 \u00e1tt vi\u00f0 veikleika a\u00f0 str\u00ed\u00f0a \u00ed baki langan t\u00edma og uppl\u00fdsti um \u00fea\u00f0 vi\u00f0 t\u00f6ku tryggingarinnar og gaf leyfi til a\u00f0 v\u00e1tryggjandi g\u00e6ti athuga\u00f0 sj\u00fakraskr\u00e1 hans aftur \u00ed t\u00edmann, var\u00f0andi heilsufar hans. <\/p>\n\n\n\n
Stefnandi k\u00e6r\u00f0i h\u00f6fnun Lloyd\u00b4s og Axis til \u00farskur\u00f0arnefndar \u00ed v\u00e1tryggingam\u00e1lum, sem f\u00e9llst \u00e1 b\u00f3taskyldu hinn erlendu f\u00e9laga, sem \u00fer\u00e1tt fyrir \u00farskur\u00f0inn neitu\u00f0u b\u00f3tum. \u00de\u00e1 stefndi stefnandi TM\u00cd og Lloyd\u00b4s til grei\u00f0slu b\u00f3tanna og bygg\u00f0i sem fyrr \u00e1, a\u00f0 v\u00e1tryggjandi hef\u00f0i s\u00f6nnunarbyr\u00f0i fyrir, a\u00f0 slysi\u00f0 hef\u00f0i or\u00f0i\u00f0 af innri ors\u00f6kum og einnig um, a\u00f0 stefnandi hef\u00f0i ekki me\u00f0 n\u00e6gilega sk\u00fdrum h\u00e6tti uppl\u00fdst um heilsufar sitt, fyrir t\u00f6ku tryggingarinnar. Fallist var \u00e1 d\u00f3mkr\u00f6fur stefnanda.<\/p>\n\n\n\n
M\u00e1l \u00feetta s\u00fdnir, hva\u00f0 \u00feeir sem kaupa erlendar v\u00e1tryggingar \u00ed gegnum svokalla\u00f0 v\u00e1tryggingami\u00f0lara h\u00e9r \u00e1 landi b\u00faa vi\u00f0 laka r\u00e9ttarst\u00f6\u00f0u, en ekkert eftirlit vir\u00f0ist vera vi\u00f0haft a\u00f0 h\u00e1lfu v\u00e1tryggingaeftirlits Se\u00f0labanka \u00cdslands, me\u00f0 starfsemi \u00feessarra a\u00f0ila, sem geta \u00fev\u00ed haga\u00f0 s\u00e9r eins og \u00feeim s\u00fdnist og bj\u00f3\u00f0a gull og gr\u00e6na sk\u00f3ga \u00ed v\u00e1tryggingam\u00e1lum.<\/p>\n\n\n\n
\u00cd m\u00e1li \u00feessu var TM\u00cd einnig stefnt til grei\u00f0slu b\u00f3tanna, en me\u00f0 \u00fev\u00ed fengust frekari uppl\u00fdsingar um trygginguna, sem ekki h\u00f6f\u00f0u veri\u00f0 lag\u00f0ar fram, og \u00fe\u00e1 samninga, sem gangi h\u00f6f\u00f0u veri\u00f0 um trygginguna, sem h\u00f6f\u00f0u heldur ekki veri\u00f0 lag\u00f0ir fram. M\u00e1 segja a\u00f0 vegna \u00feess hafi m\u00e1li\u00f0 unnist.<\/p>\n\n\n\n
Vefsl\u00f3\u00f0 \u00e1 d\u00f3m H\u00e9ra\u00f0sd\u00f3ms Reykjaness \u00ed m\u00e1linu:<\/p>\n\n\n\n